Commercial Mortgages

A commercial mortgage is a type of loan for businesses that want to borrow over £25,000. The mortgage is secured by a first charge on the business premises.

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If you would prefer to give us a call, please call 0330 133 0477 or email info@gobearloans.co.uk

Most lenders will require you to have a deposit of between 25% to 50%. The maximum amount you can usually borrow, the loan-to-value (LTV) ratio, is 75% of the value of your business property.

Here at GoBear loans we have a whole of market offering with lenders that will consider first time landlords, looking to invest in a commercial premises or a new business start-up.

A commercial mortgage can be used for:

  • Buying property
  • Buying an existing business
  • Releasing capital to invest in your business
  • Developing property
  • Investing in property to lease to another business
  • Refurbishing your business premises
  • Buying vehicles, machinery, and equipment
  • Any legal purpose

Why choose GoBear Loans?

  • Expert advisors who are here to help with a no obligation consultation
  • Adverse credit considered
  • No minimum credit score products available
  • All property types considered
  • Top slicing considered
  • Complex income can be considered
  • Interest only & repayment options available
  • Up to a 30-year term available
  • 5* Google reviews