1st Charge Mortgages

Where we can help introducers is with a specialist Mortgage, which is designed for customers who do not meet the standard high-street criteria. This is generally for numerous reasons such as:

• Unconventional property type
• Complex income set ups
• Impaired/Adverse credit history

At GoBear loans we are here to help. Our advisors have a comprehensive understanding on the specialist Mortgage market, our advisors will work with your customers to understand their needs & circumstances to identify a suitable product for them.

Specialist Lenders:

• Customers can look to borrow up to 95% of the value of their home
• 5 x income multiples as standard, some lenders have no income multiples and will just work off the customers affordability 
• No credit score products 
• Adverse credit considered 
• All property types accepted 
• True Interest Only Products

Specialist products:

• First time buyers
• Home mover or remortgage
• Right to buy
• Shared ownership